J Nate & Associates, LLC
| INSURANCE |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
Long-Term Care coverage is a wise choice for
most adults, especially someone with a family. With
improved health care, many more people are living well
into old age. Yet, as people survive heart attacks, strokes
and chronic illnesses, they may also require higher levels
of care. Given the rising cost of nursing home care, the
total LTC insurance premiums paid over a period of 20
or 30 years can be less than the cost of one year in a
nursing home.
Last year, the average cost of a nursing home was $167
a day. Home healthcare aides run about $23 an hour in
Texas. Assisted living facilities average $2500 a month
or $30,300 a year. Numbers like these can derail the
best-laid retirement plans. (Genworth Financial Cost of Care Survey, May 2005)
According to the Health Insurance Association of America more than 50% of
Americans are expected to need some form of long term care, either home care or
institutional care, at some point in their lives. Today's elders never expected to live so
long and didn't plan for those expenses.
Private Long-Term Care insurance is an
economical way to help protect your
savings and assets, and provide you with
many Long-Term Care options. With a
Long-Term Care insurance plan to help
you pay for your Long-Term Care services
you may avoid exhausting your retirement
assets or family's savings. It also gives you
choices by enabling services to be
administered in a variety of settings, from
home health care to assisted
living centers/residential care facilities to
nursing homes. Long-Term Care insurance
helps to promote independent living during
your life.
How can Long-Term Care insurance protect you? For more information or to receive
quotes for LTC coverage, please call or send an email.
Email
most adults, especially someone with a family. With
improved health care, many more people are living well
into old age. Yet, as people survive heart attacks, strokes
and chronic illnesses, they may also require higher levels
of care. Given the rising cost of nursing home care, the
total LTC insurance premiums paid over a period of 20
or 30 years can be less than the cost of one year in a
nursing home.
Last year, the average cost of a nursing home was $167
a day. Home healthcare aides run about $23 an hour in
Texas. Assisted living facilities average $2500 a month
or $30,300 a year. Numbers like these can derail the
best-laid retirement plans. (Genworth Financial Cost of Care Survey, May 2005)
According to the Health Insurance Association of America more than 50% of
Americans are expected to need some form of long term care, either home care or
institutional care, at some point in their lives. Today's elders never expected to live so
long and didn't plan for those expenses.
Private Long-Term Care insurance is an
economical way to help protect your
savings and assets, and provide you with
many Long-Term Care options. With a
Long-Term Care insurance plan to help
you pay for your Long-Term Care services
you may avoid exhausting your retirement
assets or family's savings. It also gives you
choices by enabling services to be
administered in a variety of settings, from
home health care to assisted
living centers/residential care facilities to
nursing homes. Long-Term Care insurance
helps to promote independent living during
your life.
How can Long-Term Care insurance protect you? For more information or to receive
quotes for LTC coverage, please call or send an email.
| Austin, Texas (512)328-1044 |
| J Nate & Associates, LLC * Copyright 2008* All Rights Reserved |
