Becoming disabled through an injury or sickness can mean a significant loss of income. Disability insurance is a form of health insurance that provides a person who becomes disabled with income to cover living expenses that continue in spite of the disability.
The risk of a disabling illness or injury preventing a worker from doing their job is significant. It can happen to anyone. An automobile accident, a weekend sports injury, or a chronic or sudden illness can inhibit a person's ability to work. Currently over 1.5 million people have left the US workforce due to a disabling condition.
For most people, the ability to earn a living is their most significant financial resource. A long term or even short term disability can be devastating to them and their families financial security. The likelihood of disabililty is greater than the likelihood of premature death, which people routinely insure.
Disability insurance can give peace of mind knowing your standard of living won't be compromised by an unforeseen disruption. To learn more about how to protect yourself and your family, please call or email.